India's Top Cash on Credit Card / Loan on Credit Card Company

Cash On Credit Card

Life is uncertain and you may need cash to overcome a financial crunch anytime in your life. Though you may have savings for such emergencies but sometimes requirements are much more than what you have. This is the time when you think about taking a personal loan or borrow money. Obtaining personal loan may take days and weeks due to the stringent and long procedures of banks and financial Institutions. we provide you instant loan against your Credit Card. ( Cash on Credit Card )

Loan on a credit card ( Cash On Credit Card ) is similar to personal loans, but this is a pre-approved one, and comes without any documentation. Even though a personal loan is among the quickest options to get a loan, some bit of documentation is still required and hence it may take a couple of days at least for it to come through. However, in case of a loan on credit card, there is no need for any documentation and hence it is by far the quickest source of unsecured finance.

Loan on credit cards ( Cash On Credit Card ) is often mistaken for cash withdrawal on credit cards. The key difference is the interest rate charged – interest on loan on credit card will be similar to or a few notches higher than that of a personal loan while interest on cash withdrawals tend to be much higher and also the limit on cash withdrawal could be much lower than that of the eligible loan amount on the credit card.

This facility may be best suited when there is an immediate or an urgent need for cash and you cash withdrawal limit is insufficient to satisfy your need. Cash withdrawal on credit card can satisfy your need at the spur of the moment but it comes with a high interest rate.

Hence, it makes more economic sense to opt for loan on credit card vis a viz the cash withdrawal facility because the interest rate is lower and the loan disbursal is also quick because of no documentation needed.


  1. Loan on credit card ( Cash On Credit Card ) is akin to a personal loan with the advantage that there is no documentation involved as it is preapproved. So disbursal is quick.
  2. Processing fee will be charged, which would be a minimum of a particular sum or a percentage of the loan amount.
  3. The repayment will be in monthly installments and there would be a prepayment facility too with a charge on prepayment. The EMIs (equated monthly Installments) will be billed to the credit card every month.
  4. The loan can be for a maximum tenure of 24 months with slabs of 6, 12, 18 and 24 months.